Accounting Tools

Should I refinance my mortgage? How much do I need to save for my child’s college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis. We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in your decision making process.

Auto

Car Loan Calculator

Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.

Home Equity Loan vs. Auto Loan

Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.

Lease vs. Buy

Should you lease your next automobile or finance it? Find out with this calculator!

 

Business

Breakeven Analysis

Find out how many and what price you must sell your product at to make a profit.

Equipment Buy vs. Lease

Should you lease your equipment or finance it? Find out with this calculator!

 

Debit & Credit Cards

Credit Card Pay Off

Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

 

Insurance

Life Insurance Calculator

Find out how much life insurance you really need!

 

Loan

Alternative Payment Frequencies

Use this calculator to determine your payment or loan amount for different payment frequencies.

Amortizing Loan Calculator

Enter your desired payment – and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

Loan & Credit Line Payment

This calculator helps determine your loan or credit line payment.

 

Mortgage

Mortgage Loan Calculator

Use this calculator to determine your monthly payment and amortization schedule.

Mortgage Payoff

Save thousands of dollars in interest by increasing your monthly mortgage payment.

Mortgage Points Calculator

Should you buy points? Use this calculator to find out.

Mortgage Refinance Break Even

Should you refinance your mortgage? Use this calculator to determine when you will break even.

Refinance Interest Savings

Use this calculator to see how much interest you can save by refinancing your mortgage!

 

Personal Finance

Checkbook Balancer

Balance your checkbook with this quick and easy calculator.

Home Budget Analysis

Analyze your budget, see where your money goes and find out where you can improve!

Tax Notebook Organizer

Contact HM&M to set up your personal account information to login and download the tax notebook if needed.

 

Personal Finance

Retirement Pension Planner

Plan your retirement with a company pension, find out if you are on track – and learn how to stay there.

Retirement Planner

Quickly determine if your retirement plan is on track – and learn how to keep it there.

Roth IRA Calculator

Use this calculator to compare the Roth IRA to an ordinary taxable investment.

Roth IRA Conversion

This calculator will show the advantage, if any, of converting your IRA to a Roth.

Roth IRA vs. Traditional IRA

Use this calculator to determine which IRA may be right for you.

Social Security Benefits

Use this calculator to estimate your Social Security benefits.

Traditional IRA Calculator

How can contributing to a regular IRA help you in your retirement?

 

Savings

College Savings

Use this calculator to help develop or fine tune your education savings plan.

Cool Million

Find out when your savings plan may make you a millionaire!

Savings Goals

What will it take to reach your savings goal? This financial calculator helps you find out.

 

Tax

1040 Tax Calculator

Enter your filing status, income, deductions and credits and we will estimate your total tax. Based on your projected withholdings for the year, we can also estimate your tax refund or amount you may owe the IRS next April.