HM&M Accounting, Audit and Assurance, & Tax Blog

Employee Retention Credit Claims Update

On September 14th the IRS announced an immediate moratorium through the end of the year on the processing of new Employee Retention Credit (ERC) Claims. This action was taken in response to growing concerns inside the ...

Required Minimum Distributions (RMDs) – Latest Guidance

On July 14, 2023, IRS released Notice 2023-54 providing Transition Relief for: The change in beginning date for RMDs 2023 missed RMDs for IRA beneficiaries subject to the requirement for annual RMDs under the “10-Year ...

Do you know the signs of an Employee Retention Credit Scam?

The IRS has identified Employee Retention Credit Scams as the number one worst tax scam on its 2023 Dirty Dozen List.   Third parties, commonly known as “ERC Mills” have been aggressively promoting and promising large ...

Top 5 Areas to Watch to Keep Your Benefit Plan in Compliance

Companies that offer employee benefit plans like health insurance or retirement benefits are governed by the Employee Retirement Income Security Act of 1974 (ERISA). ERISA is a federal law that requires employee benefit plan administrators ...

5 Questions to Ask When Selecting an Auditor for Your Benefit Plan

Under federal law, most organizations with an employee benefit plan (EBP) that has 100 or more participants are required to submit audited plan financial statements when they file their annual tax return or report. This ...

The 5W’s to A Successful Employee Benefit Plan Audit

If your Employee Benefit Plan were to get audited today, are you prepared? A company’s employee benefit plan (EBP) can refer to 401(k), pensions, or profit-sharing plans among others. Once companies reach a certain number ...

FASB Addresses Lease Accounting Issues Associated With Common Control Arrangements

Summary Accounting for leases between entities under common control is changing. Specifically, the new guidance includes the following provisions: Nonpublic entities[1] can elect a practical expedient to use the written terms and conditions of their ...

Option to Treat Employer Contributions as Roth Contributions Under SECURE 2.0

Of the many provisions within the SECURE 2.0 Act, there is one that plan sponsors may want to pay particular attention to: the option to allow employees to elect to treat employer contributions as Roth ...

The Secure 2.0 Act: Key Changes for Workplace Retirement Plans

On December 29th, 2022, President Biden signed the SECURE Act 2.0 into law, as part of the Consolidated Appropriations Act. This broad-reaching legislation is expected to impact tax incentives as it relates to retirement plans ...

65-Day Election Deadline Approaches for Complex Trust and Estates

A complex trust or estate may make an election under Internal Revenue Code Section 663(b) to treat all distributions made during a 65-day period as having occurred on the last day of the prior tax ...

How To Evaluate Service Providers as a 401(k) Fiduciary

We often receive questions from clients about their 401(k) plans and recently had a client ask two thought provoking questions: “What steps should I take to monitor service providers I hire to help me administer ...

IRS Delays Form 1099-K Reporting Threshold

Right before the Christmas holiday, the IRS announced that it is delaying the new, lower $600 reporting threshold for third-party settlement organizations (TPSO), meaning that the threshold of $600 will not apply to transactions in ...

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